Wednesday, March 30, 2011

National Association of Realtors: Listen Up!

Recently while browsing the channels looking for the weather forecasts as those with breathing difficulties can only know, I came across a new ad by the National Association of Realtors promoting home ownership and its benefits and "responsible" financial reform, and as one who has been burned by a home that in the end owned me rather than having really any ownership of it, was more than intrigued by the ad, its representations and tone.

It began by representing how for every home purchased, there are 2 jobs which result, creating millions of jobs for America. But at whose ultimate cost was left out of the equation.

That's right. The homeowners.

I'd say there are a multitude more all paid for by the home purchaser or seller.

First, of course, the realtor.

Due to ever restrictive state laws and provisions, the freedom to list your home and sell your own property through newspaper ads, "for sale" by owner, and other such economical means has been taken over by "the industry."

Add to those also who earn their incomes from the home buying public are the banks, title companies, lawyers, state (all those property taxes collected) and home repair and construction companies in those repairs also now mandated by state law in many states prior to listing a home for sale.

And don't forget the newest leaches on the eventual equity in your home.

The "homeowners association," which also due to state and federal laws are mandated for all new home construction also in most states throughout the nation.

With lien and seizure rights to your property in the event your standards for upkeep and maintenance don't meet theirs, or even one of your neighbors who just might be a realtor looking instead merely for a new listing.

A British law, the "law of servitudes" is being used in order to legitimize these "nonconsensual" contracts on your home and land many times.

Especially in these economic times.

Forget also selling a property "as is" as in the past, leaving the negotiating on the eventual price and repairs then to the buyer and seller.

The market is clearly speaking regarding the "changes" in the mortgage and home buying process that has occurred within the past several decades, and is clearly affecting the realtors and construction industry big time.

As far as the rest of the ad, representations were made insofar as how much wealth Americans have in their homes (ask the recent foreclosed upon "owners" of those properties where their wealth is now, some of whom in many states were not those that bought to flip those homes, but actually to live in them).

That wealth and home that will never be passed down to their children.

Promoting financial reform in the home buying process means confronting and addressing those escalating interest rates and changing terms due to the fact that the mortgage or loan you have today may not be the same next month, or even next week due to the fact that debt is now defined as a negotiable instrument that can be sold on the open market under different terms and conditions once that loan is "assumed" by another bank or mortgage lender.

Or that your loan may not even be based on the U.S. prime and currency, as many of those in the West and Southwest were but based on the British interbank lending rates or LIBOR.

Talk about risk.

I mean in the Southwest in this boomer's experience, this last cycle was the third simply in my lifetime of the most recent boom and bust cycle.

Home sweet home is not the phrase that comes to mind anymore to the many affected during this last one.

And the lesson was not lost on most of those of their posterity and next generation, I guarantee.

Junk fees, higher and higher utility bills and costs of ownership, escalating and changing mortgage terms and conditions, and a risky investment, not home, at best is the new definition.

Tuesday, March 29, 2011

Senator McCain: Reagan Aside, Libya Is Not America's War

After the presidential address attempting to "sell" the American people on yet another U.S. involvement in a foreign civil war, of course, there were analyses set forth by members of both political parties, the talking heads on the major cable news networks and others.

One from the Senator from Arizona, John McCain, defending again another foreign war sacrificing U.S. troops in the guise of protecting the civilian rebels for the "greater good" in Libya.

Reagan and his Reaganomics aside, which has literally at this point due to decisions made during that administration has cost a great many Arizonans their lives, property and livelihoods due to his first blanket amnesty move, and widening the interstate highways from Nogales to Flagstaff back in the 80's to facilitate the exchange of goods and people while leaving Arizona's open desert and borders for the most part open and unsecured - what has been left out is that the president of this country has no inherent authority whatsoever to engage American troops in any defense or intervention of any other nation other than our own.

Diplomacy and trade sanctions, yes. Direct troop involvement, no. Whether through NATO or presidential fiat.

At least without the consent of America's elected representatives, who also were to be cognizant of the strict provisions for defensive wars under which this country also was founded. Yet our standing army and its ranks continue to expand due to these serial foreign engagements, while our own borders are opened and for the most part unsecured?

Although, of course, there has been no true representatives in this country by legislative district for literally decades due also to the globalist progressives and their agendas low these many years, and some rather questionable Supreme Court rulings affording voice, funding and votes to global and national corporate entities even in local elections, many for the most part based outside the U.S.

Libya is not our war. And putting another British Parliament and puppet government in Libya or Iraq, for that matter, does not serve the interests of this country but is merely sacrificing our blood and treasure on behalf of global socialism, not even "democracy."

Remember, those founders did not believe in democracy - a form of government in their writings they predicted was doomed to fail and was nothing more than "gang rule."

Thus, those first ten amendments were provided in order to protect the citizenry and their lives and wallets.

And interesting that while incarcerated and many times plea bargained civilian prisoners in America's federal prisons have been progressively denied their "voting" rights and freedom in the piling on of charges many times, some even for lower level felony offenses, and the dissenters in the United States who continue to protest this illegal and unconstitutional foreign policy are being arrested on domestic shores, our leadership once again fails to truly see the forest for the trees and what is truly going on in their own backyard.

Monday, March 28, 2011

AP News: Obama To Make Case To The Public For Libya?

It was reported in the mainstream AP news media that Barack Obama plans to address the nation and "lay out his case" for U.S. involvement in Libya.

Obviously, again the Constitution and its strictly common defense provisions for wars will not be factored in during this presidential address.

It is more than obvious that the unrest in Libya is a civil war, and civil matter.

I wonder how Lincoln and this country would have felt if the Russians or British or any other foreign country had involved itself in America's civil war?

Or just why it was that while our leadership in Washington was pressing its case for no fly zone bombing raids and alignment with the British and "allied" forces since World War II for their oil needs most of all, the White House security and police were arresting Americans here on native soil for protesting the Iraq War, now in its 10th year with no end in sight, because they were standing "too near the White House gates?"

This country has been in one illegal engagement after another at least during this boomer's entire life, so just when will it all end - especially since it is clear that these expensive foreign wars are bankrupting this country and its citizens PROGRESSIVELY by those global progressives on both "sides" of the political aisle aligned with the two mainstream political parties and their "corporate" agendas?

Monday, March 21, 2011

The Twilight Zone: Texas Man Gets Face Transplant

Today it was reported in the mainstream media that a young man injured in an industrial accident from Texas was given a full face transplant by a team of over 30 doctors in Boston.

The operation was funded by his father's insurance plan apparently and it was also reported that this surgery was made possible by the recent health care legislation which afforded him to remain under his father's health care plan until he reached the age of 26, and he was at the time of the surgery 25.

Not to go too far into the rather Twilight Zone surgical procedure that also was undertaken transplanting the face of one individual onto another (although the donor also remained nameless in the article), rather than applauding again this faulty legislation for what it is, a violation of our Constitution in its present form, maybe we could ask just why this young man had run out of options and benefits prior to this legislation to begin with?

It was reported he had had over 30 operations prior to this one, and his state indigent health care benefits had thus run out, although will qualify for Medicare when he turns 26. Although I for one was covered through an employer many years ago with dependent coverage so long as those dependents, my children, were still dependent for tax purposes and either going to school, or living at home, until age 25.

I wonder, what was the overall costs for those 30 operations, while most likely those corporate hospitals and medical facilities were getting their public grant monies also for the bulk of the sums for their operating costs and expenses?

Why was this surgery also not performed in a "fellowship" or teaching hospital, due to its rather experimental nature (less than a half dozen of these surgeries have been performed at this point throughout the world).

I for one heard the Twilight Zone theme in the background while reading this particular news story.

Saturday, March 19, 2011

Washington Hypocricy Evident Once Again

Once again, it appears that the hypocricy in Washington has become evident for many Americans outside the Beltway.

While the media labeled "coalition" of forces in the West, including America and its historic "allies" Britain, France and the allied forces since World War II are now waging war on Libya in the "no fly" zone which was established this past week by those same forces, protests by Americans were held across the nation against America's continued involvement in Iraq.

It was reported that the rebellious Americans who defer from American foreign policy on the war were arrested for being too near the White House gates while conducting their demonstrations.

Will wonders never cease?

While Washington is supporting the rebels in Libya, it is arresting its domestic variety for staging their demonstrations where they would have the most coverage and impact.

In front of the White House.

Meanwhile, gas prices throughout the country have gone from $2.65 per gallon one year ago, to the "new" pricing of $3.20 a gallon - an over 30% increase in less than a year.

I wonder if those prices reflect all those barrels that were scammed during the months long "cleanup" and then refined in Britain during Deepwater Horizon this past summer, or whether the revolts now in the Middle East will be reported to blame.

Stay tuned.

Sunday, March 6, 2011

King's Speech Wins Best Picture: But Why?

A week ago Hollywood staged its annual fashion show and awards ceremony to acknowledge the work of its finest during the past year in a once again over the top display of excess, and its loss of touch with reality and the current American economic condition.

Most of the dresses worn by most of those leading ladies were not off the rack, but would have fed a third world nation for the next year or two or at least helped with the American homeless and jobless.

What was interesting was the winner for Best Picture, of course, along with so many other awards this year.

The film which took home the coveted Best Picture award was a British film, starring British actors and with a British director, and for the most part filmed, of course, in Britain.

So why was it not entered into the "right" category, as Best Foreign Film?

It does appear that the Brits, Canadians and Australians have pretty much taken over most of the awards and those films are not "home grown" but another demonstration of Hollywood and its own "outsourcing."

This year the demographics for the most part of the movie going audience also was on display, by choosing a young actor and actress as the hosts rather than the tried and true comedians which were meant to at least lighten up and entertain the home viewing audience during this three hour plus marathon in excess.

Hail, Britainnia. And this doesn't even take into account all those American dollars which have been poured into that other British import, the Harry Potter series of movies which total eight blockbuster receipts with also an entirely British cast, for the most part, and filmed of course in Britain.

Hollywood is officially a promoter of "outsourcing," all appearances to the contrary.

And now Piers Morgan, another Brit, has joined the other foreign hosts of America's late night television line-up which has become increasingly dominated by foreigners on our cable television networks.

And truly interesting that the movie, from all reports, was very sympathetic to the King whose speech impediment made fodder for this World War II high drama.

Thursday, March 3, 2011

Obama and Calderon Plan Meet and Greet While More Americans Die

It was announced by the White House press corps that Barack Obama plans to meet with Mexico's President Felipe Calderon in the near future with respect to the border situation. A meeting announced and purportedly planned prior to the recent events in both Arizona and Mexico which have once again cost several Arizonans and Americans their lives due to the escalating tensions over the border situation, and another recent death of a U.S. border patrol agent in Mexico this past week.

A death that then also was attributed to guns smuggled into Mexico from the U.S., which firearms just so happened to trace back to the State of Texas?

I mean, as a long term Arizona resident it doesn't appear that drug cartel members are "buying" guns from the U.S. but from those smuggled in from South America which are unregistered and thus for the most part untraceable as has been historically the case. Or those they appropriate from the many law enforcement personnel whose lives have also been taken during the escalating violence at the border.

I wonder, at this point in America's history with the decades long and increasing violence, and the number of American lives and property losses which have also increased ten to twenty fold since the mid 1950's in the border area, would the founding fathers still be holding discussions with the government of Mexico over the loss of American lives and property, rather than actually securing our porous southern borders and providing for the common defense of the citizenry as is their primary Constitutional duty and function?

The "discussions" are continuing, and one of the topics is "immigration reform" of those poorer citizens from Mexico who also have had to flee that country due to its poorer economy and also the violence which continues to occur there so that those cartels, and the auto thieves that operate cross borders can continue to market their products on both sides of the border.

A situation which has also fundamentally increased since the Reagan years, when the interstate also from Mexico through the State of Arizona was widened and also the first amnesty was passed thus affording those wealthy profiteers to then apply for American citizenship and thus facilitate also their "commerce" cross borders.

Just what WILL it take for the federal government to actually even begin to do their fundamental job and begin practicing true "human rights" and protecting the lives of the American people, their property, and also the lives of those Mexican nationals who are dying in the desert at the hands of their former countrymen from Mexico who are for the most part those Coyotes charging them thousands of dollars to only leave them in the desert to perish.