Thursday, May 14, 2009

The Downside To Government Provided Health Care: Not Just More Taxes

Last week Barack Obama called leaders of the insurance industry, pharmaceutical companies and labor organizations for a pow-wow regarding one of his fundamental quests as stated during his campaign: health care reform.

Although these three industries are not in any way directly tied to patient care and delivery, it appears Mr. Obama is playing diplomat with this issue and appeaser with these industry leeches in order that they don't lose a piece of their pie under any anticipated governmental program.

Under Obama's plan, it is estimated that approximately 119 million Americans would shift from private insurance to the governmental plan, putting America on the path toward a completely government run socialized health care system. This, of course, would not sit well with the private insurance carriers who would stand to not only lose business, but their very shirts and the jobs of many who are currently hawking those policies to private businesses and individuals.

The pharmaceutical industry, of course, is quite concerned because under any government plan generics and other effective lower cost drugs (think penicillin and cheaper antibiotics) on which there isn't as much profit would most likely be the preferred and "authorized" treatment with Uncle Sam picking up the tab.

Many of those drug company representatives peddling their "new and improved" wares to doctors would also lose their jobs in the process, and a few of those free bonus trips, and the physicans and health care providers a few holiday gifts.

The unions earned their seat at the appeasement table due to the fact that any government plan would impact Big Labor and their own health care plans which have their administrative mark ups also built in which would, most likely, be negotiated away during the next collective bargaining session.

Mr. Obama during his campaigns assured the American people that the governmental plan he was proposing would simply be an "alternate," with Americans then able to make a choice between the government plan or retaining their own private carriers.

What was left unsaid, however, is that most private insurance is not bought by individuals in this country, but by their Big Business employers. Employers who have shareholders to answer to, and are now facing economic woes of their own throughout many major industries due to this Washington precipitated economic meltdown.

Just how long do you think those employers will keep those group plans once the government plan undercuts them?

What also was left unsaid is that the Obama plan also intends to parent America's children and youth, and mandate that parents must insure their children and themselves, and also feed Washington in providing fines and fees for non-compliance.

In other words, another non-consensual tax in the making that, if Medicare and Medicaid are any indication, will be used for other "discretionary" purposes and be an unaccountable bottomless pit of taxation.

I look for this scenario to go one of two ways:

(1) Mr. Obama will continue in his role as appeaser to all with the exception of Joe Citizen, and will attempt to placate the union bosses and fat cat pharmaceutical executives and insurers by cutting back his legislation to be a bare bones "emergency treatment" policy, with the intent not to totally "socialize" health care in this country but afford Americans then to visit their local insurance agent and sign up for supplemental coverage.

Sort of like Plan A or B supplements for the seniors, only privately obtained. And those supplemental plans will be also subject to increasing costs based upon claims as with the plans now offered, with the government plan as "primary," which will not kick in unless and until you have used the government benefits first, with the insurance industry then able to use the government as the scapegoat for denied treatments.

(2) Or Mr. Obama and Congress in the fine print of the bill will enter into public/private partnerships with the major insurance carriers in this country, and Big Labor privileges of adding in their profit and cut into the government contracts to the amounts which will be required to be withheld from employee/union member paychecks as "administration" fees, with the pharmaceutical industry perhaps being afforded longer patent rights for new medications retroactively and sums for promised grants for future research costs, especially since the embryonic stem cell bill now has been accorded them for their future profits also.

(NOTE: the patent for the original outrageously expensive drugs for AIDS which are used by and large still today expire in 2017, since litigation over ownership rights for the drugs began almost immediately after its "discovery" and have extended the patents on them already an additional 10 years since the patents don't begin until ownership is established, with two companies now sharing those profits since the case was subsequently settled in the early 90's).

The lives of Americans, and especially the large baby boomer generation, are now being bargained for between the insurers, pharmaceutical industries, and big labor.

And I wonder just what recourse will be included for citizens if denied treatment, or if there are any delays or negligence in the care received by government employed physicians and hospitals? What kind of shell game then might Americans face in attempting to redress those grievances between the bureaucrats, insurers, big labor and pharmaceutical companies playing "Whose on first?"

Another take:

http://www.getbetterhealth.com/tag/galen-institute

Gee, I wonder if in this instance as in others whether following our Constitution might be a better idea, and break up the "associations" of these large industries in order to facilitate a truly free market once again, and get Big Labor out of the insurance and health care business which they had no right to enter into in the first place.

Maybe simply beginning to perform their Constitutional function in regulating and overseeing both the type of plans sold at either federal or state levels depending on carrier customer base and home office location.

For accountability, then funding a centralized complaint department for the American citizens to utilize which might be a better useage of those stimulus monies instead of what is going to become another Lawyers Employment Act in its violation of citizens privacy rights with that concocted national health care database for citizens medical information for the feeder industries and states nefarious purposes in the interest of "public unsafety."

I foresee such a bureaucratic administrative nightmare in the end will result in eventually putting small business physicians and software providers out of work, and ultimately increase costs due to government fees and costs which will be tacked on to the patients bills in order utilize that huge mistake-in-the-making system to store and transfer patient records, even if the correct records get transferred. Just imagine the potential lawsuits for unauthorized, misused or incorrect information.

Maybe what we need to do here is step back a moment and look at the legal and "long view."

What a novel idea.





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