21st Century Health Care in America: Paying More, Getting Less?

With the ongoing challenges which are now being raised in many states throughout the nation regarding the recent passage of the Obama Administration's Health Care Reform Act, this boomer has watched the progression in health care delivery from the 1960's to today, and can truthfully say that while costs have exploded in those four decades, the degree of care for the American public overall has seen better days.

In order to reduce costs for many of the public and private health care clinics and hospitals, more and more Americans are not receiving the care they deserve, but what will reduce the bottom lines for the nationalized corporatized health care system that is predominant across the nation after Nixon's HMO legislation passed in the 60's. Many even public clinics and hospitals are now "owned" through various contracts by "private" corporate entities as they have become privatized, even after their initial building costs and research grants were funded by the American public.

Upon even emergency room visits, more and more patients are being seen initially by not medical doctors or those with advanced diagnostic degrees, but by physician's assistants or other support staff but at costs that far exceed those fees and charges in the past for trained physicians and without the expertise to accurately diagnose complex medical conditions.

Throughout many states, there are even signs posted at many of these emergency clinics and hospitals advising that they are not accepting new Medicare patients. Thus, the future for the boomers and their offspring at this point in America's history has not even begun to be addressed by those in Washington or at the state levels in just why health care costs have risen so out of proportion to the cost of living even though the entire HMO concept and "free market" privatized clinics were sold to the public in order to reduce costs and provide better care when that legislation was proposed back in the 60's.

Instead, it has resulted in numerous trips to several different doctors or providers in order to get accurate diagnosis, or physicians more geared toward treating the symptoms rather than the disease and using medications which many times create even more problems or different health issues in concert due to drug interactions and complications.

Changes are needed, but not the changes that Washington appears to be focused on in merely consulting the "stakeholders" in corporatized medicine. But the American public that is paying a larger share than ever before for their health care costs, both nonemergency and emergency.

How much of the health care dollars now provided by the taxpayers and insurers are now being earmarked for all those ads on television mostly directed toward choosing a hospital for maternity and childbirth needs? Or elective procedures?

Or advertising their facilities and services for non-English speaking patients for all those federal and state grant monies in providing care for non-citizens at the general public's ultimate expense? Or the increased costs in those ten to twenty page bills passed on to the public for those highly paid lobbyists at the state capitols and Washington?

It appears to this boomer in the end, the Health Care Reform Act is more similar to the mandatory auto insurance laws throughout the nation, with the same mindset and ultimate costs in increased taxation for all in passing on governmental functions, such as the settlement of property claims, or life and death issues to the financial sector, banks and insurers who will be more concerned with THEIR bottom lines and business needs, rather than quality of care.

I mean, unlike mandatory auto insurance, an unpaid or disallowed claim has a greater likelihood and much higher percentage of eventually ending in death or bankruptcy rather than a fender bender so the analogy used in order to include that "mandatory" provision left much out in regulating both those costs, and the provision and most likely will also then, as with the insurance laws, end up again costing the taxpaying public more in providing all the courts that will be needed in order to address those "breach of contract" or "wrongful death" actions.

Progress in this area, as with it appears so many others in the new millineum to many Americans, just may come at a much greater cost than even in those Nixon years.

And it appears to this boomer that the great Health Care Reform Act just may become the precursor to the Great Health Care AND Bank bailout of 2025 or sooner, when this patient dies.

Cops, Cops Everywhere: Cinco De Mayo Profiling

While the mainstream news media and politicians continue to "politicize" the recent old "new" law in Arizona written mostly by the civil rights lawyers in that state clearly for their own "stimulus" with respect to the rather broad and open-ended language contained in it and using the race card inappropriately to racket up the temperatures of the citizenry for both of the mainstream political parties benefit, as a former long term Arizonan I had an interesting experience this past month upon returning to that state for a brief 48 hour turnaround trip for a family member's graduation.

I, of course, left the state fairly quickly as one of those affected by the border situation, and costs of ownership of my home which necessitated relinquishing my ownership "nonrights," when a plea went out to those attending to support an added sales tax increase in order to purportedly fund the universities and schools, when Arizona's schools are funded through property taxes, and as a divorced single mother, both my ex-spouse and I had paid those taxes through the nose while our children were growing up there while watching property and insurance rates also skyrocket.

But while traveling through the State of New Mexico along the interstate highway to Arizona it seems the State of New Mexico has its own version of "profiling," both racially and otherwise.

There were at least a dozen of those expensive electronic highway safety signs that were flashing the message, "Cops, Cops Everywhere...May Cinco de Mayo DUI Blitz," or words similar to that effect.

While the Obama Administration has also been using Arizona's new law for its agendas in pursuing another Reagan era amnesty for the estimated over 12 million illegal immigrants in this country at the present time - once again, without any real permanent fencing or border security per the 2006 Fence Act - his National Highway Safety Council apparently is doing its own "racial" profiling regarding the timing of these DUI stings and in some states even, road blocks.

At these road blocks citizens at random are presumed to be possibly under the influence during select holiday weekends, since most of these sting operations are occurring during the spring breaks or other holidays.

Conveniently, May happens to be the month when both Cinco De Mayo is celebrated throughout the country at this point (a Mexican holiday, not U.S.) and graduation celebrations are in full swing.

These "saturation patrols" are compromised mostly of off-duty police officers for added pay under federal grant monies given to the states for such purposes so that they will tow the line in federal mandates in this respect under threat of removal of federal (and state) highway funding - one of their true Constitutional duties, of course rather than handing out monies for the next Woodstock Museum, or bridge to nowhere - mainly at the behest of that now temperance organization, MADD, and the global and national bankers, once again, and insurance industry.

The cities and states, of course, love those laws since the fees and fines now are so high they can also receive double revenue for those minor offenses (civil matters if not involving property loss or injury to another).

Many of the states have quietly sold some of their jail facilities to private entities, of course, leasing them back at higher costs to the public or turned to such facilities as "tent city" in Arizona in order to gain even more revenue, since those states then also receive added revenue by the head for those who are arrested and cannot now make their bonds due to the amount of those fines and fees even for first time offenses, many of whom are then serving jail time before they are even arraigned or have entered their pleas.

I wonder if this, too, could be classified as "racial" profiling?

Or simply governmentally facilitated "terrorism," on the public.

It seems Granddaddy does seem to speak out of both sides of its mouth when push comes to shove, and wonder whether such barricades and "checkpoints" that are used now for insurance and DUI "searches and seizures," will also become the norm?

"Let me see your papers," also includes those mandatory insurance barricades and checkpoints in some of those states that are also now conducted "in the interest of public safety" outside Arizona after Big Daddy spoke back in the 1970's using the same tactics for those nationwide laws for mandated citizen control also at the behest of mainly the insurance industry using again removal of highway funding, didn't they?

How come Saturday Night Live hasn't done a skit on THAT?

As a former Arizonan who has seen it all and watched this situation progress for the past forty years, I am opposed to the law in its present form for many reasons, but primarily because without the needed border fencing and security, it simply is addressing the symptoms and not the cause at all.

We are looking at serial amnesties here for political purposes at the cost, once again, of the natural and naturalized Americans progressively since any such attempt by Congress would be the second in two decades. Generational amnesties.

If it is the federal government's intent to simply turn the West and Southwest back over to Mexico and Canada, too, since so many Canadian snowbirds also live in those Sunbelt states more than six months out of the year or own second homes there, maybe there is a great deal in that NAFTA free trade agreement with those two countries that those Americans living in the West and Southwest and Sunbelt states simply haven't been told.

Especially since foreigners now are progressively gaining Bill of Rights protections under a Constitution that is now more protective of foreigner's rights, than Americans.

Like hasta la vista, baby.

They now have been given squatters rights as the new international states of Canifornico, Mexicanzona, Nuevo Mexico, and Texico.

Buffett Befriends Bankers At Berkshire Soiree

In a published article from the Omaha World Herald, it appears that the major focus of the Berkshire Hathaway stockholders soiree concluded yesterday was a 30 minute keynote speech made by Warren Buffet speaking in defense of Wall Street bankers, Goldman Sachs.

Although Berkshire reportedly has several billion dollars invested in Goldman, Mr. Buffett was there to reassure his flock that he isn't "wasting away in Margaritaville" as that other Buffett over the Congressional hearings conducted this week in which several election vulnerable senators publicly chastized the Wall Street giant for its investment practices.

At issue, of course, was the nondisclosure of the parties to some of the contracts with investors which were based on "junk," to put it mildly, insofar as the degree of risk - and in which the issuing major client had also "hedged" their bets by investing in derivatives banking on the failure of the original investments.

Which, apparently, Mr. Buffett sees no ethical or conflict of interest complications in Goldman then "contracting" with other noninterested investor-clients without disclosure of the true degree of risk, and which essentially has so fundamentally affected this country's citizens trust in the banks, Wall Street, and even home "ownership," since it has been the American public holding the bag for Goldman's free and easy investment style and losses, using American's homes as the collateral.

I'm no gambler, but it does seem that in betting that these investments would "crap out," Goldman had knowledge that the issuing investor for those investments was using loaded dice.

Since apparently most of those which were directly affected and scammed were European banks which "should have known better," according to Mr. Buffett, Berkshire doesn't plan to make any changes in its close partnership with Goldman.

Which may be true for those investors, but there were others indirectly affected, many of them now homeless.

One top executive even seemed to take to task the outraged American public, indicating that there was a misconception that Goldman's actions cheated ordinary Americans, but in his opinion, they hadn't cheated anyone.

Left unsaid, however, were the number of American homeowners who were indirectly affected, and which is continuing especially in the West and Southwest, while most of those U.S. banks which were selling those "bad loans" seem to be more concerned also with their bottom lines and under pressure from Washington to satisfy those foreign investors by either renegotiating short term adjusted terms, or foreclosing - whichever is more beneficial to everyone but those homeowners.

In fact, Obama's focus has been since this mess began in pushing Americans to refinance their homes, into some of these creative loans which have not changed, it appears, since the same individuals which sold those loans have been given Washington's blessing to sort out the mess and "counsel" some of those scammed homeowners.

And left out in all of this is the fact that a great many of those loans were also underwritten by Fannie Mae and Freddie Mac - many of which also were not even based on the U.S. currency, but British LIBOR rate - a currency almost one and a half that of the U.S. when most of those loans were pushed.

I mean, how CAN U.S. banks be pushing and selling loans that are not even based on the U.S. currency, I ask?

So connecting the dots in the true fallout seems not to factor into Berkshire itself's bottom lines, so thus inconsequential.

Mr. Buffett is known in this country by the investment community as the "Oracle of Omaha," however, it seems to me this partnership with Goldman Sachs really is a no brainer insofar as profit for Berkshire, and profit for Goldman Sachs.

It's a win-win partnership no matter which way the dice roll, since Goldman has now been designated as one of those investment houses that was determined by Washington to be "too big to fail."

Although, according to reports also, Goldman actually is a major shareholder in our own Federal Reserve - in other words, how could Goldman fail when it is a major shareholder in the entity that prints and regulates the U.S. currency and interest rates for loans extended by their branch banks?

And Berkshire is, after all, heavily invested also in the insurance industry, and not purely Goldman Sachs preferred partner.

Although, if one of your investments is with a company that issues the money for an entire nation, with the U.S. government itself merely minor shareholders without any true "voting" authority over day to day operations, just how can you lose?

It appears that the scene in Omaha was a rather festive one, given the crumbling housing market, and over 10% unemployment in most areas of the country.

I wonder if Mr. Buffett has been to Phoenix, L.A. or Las Vegas lately?

I mean, outside the casinos.

http://www.omaha.com/article/20100501/MONEY/305019931#buffett-reassures-the-faithful

Californication: Pelosi and Comrades Announcement Untrue

In the largest display of in- your- face legislation, even more so than the bank bailouts, GM assumption, and Scam & Trade, the House of Misrepresentatives, at the witching hour of 10:49 EST, passed the largest tax increase for all Americans since FDR.

And gave themselves a standing ovation for their efforts.

Nancy Pelosi, that Californicator, hogged center stage for most of the action on Sunday, along with her comrade-in-arms, Mr. Waxman (of the bow-tie).

Ms. Pelosi's final speech diverting and directing attention of what a massive Constitutional violation much of the language contained in this "stimulus" bill for the health care sector to women was just too incredible to believe for this female boomer.

Using women in order to gain future votes, it appears, as the savior of womankind stating that "being a woman will no longer be a pre-existing medical condition?"

Please, Nancy.

Just where in that legislation is there equality or any price controls on those new "health care internet shopping malls" that are going to create new jobs, especially since there is little, if any, regulation of commercial entities on the net at the present time?

Where is it stated that women will not be charged higher rates than men of the same age, living in the same states, with the same risk factors - since at the present time, women are charged higher rates for riders for those that have a history of breast cancer, or for maternity coverage and thus those additional riders that would be again required and those higher costs also do not appear to have been addressed anywhere in this legislation.

Sure, women can't be denied coverage, just as men cannot be denied coverage, but with no price controls over just how these insurers now can "package" these plans, exactly how has this legislation helped the American public in any manner whatsoever, be it men or women?

And with all the state challenges that are now going to be initiated so that those states can now play their part in this fiasco and save face for individual Governors and legislators at the state level, how much are these now challenges that will eventually wind their way up to the Supreme Court so that it, too, can use some politically based bias to legitimate this unconstitutional legislation going to now cost the American people - both at the state and federal levels for these cases (for the legal professions benefits most of all, at the American public's expense for those legal fees and state budgets that will now be affected).

This skewed legislation seems to be a job stimulus most of all for those comrades-in-arms since there is enough garbage in this legislation to provide fodder for the legal profession for decades to come, with all the massive legalese and pages to this legislation, and loopholes.

Were those costs factored into the projections?

It wouldn't appear so.

Congratulations, Ms. Pelosi.

You've screwed single mothers, and the rest of American womanhood in this generation.

And for generations to come.

Since, of course, women do still only make about two thirds of what men make for the same occupations (with the exception of federal legislators, that is, or select other governmental positions), they will be paying a heavier burden for this stimulus for the global financial sector, world bankers and gadget industry also progressively as these "packages" and "shopping malls" become reality based upon their lower salaries and percent of income, and childbearing and cancer risk factors for a substantial number of women in this country.

Mark my words.

I mean the FTC thus far has been ineffective in preventing much internet scamming or assisting citizens who are sold down the river by misrepresented commercial websites at this point at the present time, while Washington continues to feed the out of control gadget sector, and venture capitalists from your home state, along with those rip-off bankers affiliated with the Fed and Fannie Mae and Freddie Mac.

You know, the ones whose creative marketing even went so far as to be selling loans not even based on the U.S. currency to many, many thousands of American citizens throughout the west and Southwest which primarily led to the mortgage and foreclosure disaster which is still occurring today.

And now this.

Way to go, Nancy,

Thanks so much for your care and concern, on behalf of women everywhere across the political spectrum.

Not.

Spin, Deflect, Distract: Health Care Deformers Pull Out All The Stops

As the witching hour approaches on the health care deform measures that are not at all being legislated at the will or desire of the majority of the American people in its current form (without any regulation over the health care industry and sector, but rather backdoor additional taxation on all Americans in one form or another), the distract, deflect and spins cycles are getting wider and deeper, and the wagons are circling.

It was reported by FOXNews (that "fair and balanced" mainstream commercial news organization) that two Black legislators (or African American in this era's venacular, but a different label was preferred up until about 15 years ago when hyphenated descriptives for Americans using countries of origins hadn't yet come into vogue, although I don't call myself a "European American") were harassed by protestors in Washington who hurled some politically incorrect verbiage as they were walking to the House floor for a vote.

Now, I would not say that the word of most Congressional members at this point is something that approximately 85% of the American people would put any stock in whatsoever. And it doesn't appear there were any unbiased eyewitnesses to this occurrence.

Seems we use the race card more and more indiscriminantly, especially when it comes to contentious legislation, and public policy rather than Constitutional provision.

Much was made by one of the legislators likening the abuse he apparently was subjected to as similar to that which he experienced as a protestor during the civil rights movement.

It is strange that what is ocurring right now in this country both over the border issue and illegal immigrant "rights," the swine flu "outbreak" and now this health care deform harkened back to the 60's and 70's.

Only the stakes are getting progressively higher, without any Constitutional basis for them actually whatsoever, so this is not progressive at all - it is actually regressive.

Regressing into a monarchial style of government even those federalists would be apalled over.

It seems history does repeat itself, but this analogy was actually too much for this 60's boomer, since what is occurring now has nothing to do with equal rights of all AMERICANS in employment and educational opportunities most of all, but a backdoor taxation on the public, many of whom are jobless and homeless at this point in the worst recession this country has seen since the Depression, also manipulated by this past Administration and Congress, and this new/old one, since it appears the agendas of the Bush Administration with respect to the war, illegal immigrants, etc., is steaming right along at the behest of the true power beneath the dome, the financial sector and globalist world bankers.

The two party system is what is broken here, and using such political tools and weapons against the masses who are justifiably upset that it was the "stakeholders" that were consulted on this legislation, and the people's true outrage at the escalating costs of health care, and "corporatization" of it since Nixon which has resulted in even lowered birth survival rates with stories such as this one just goes to show the bag of tricks of those Misrepresentatives on the Hill knows no bounds.

A comment was also made with respect to the analogy that one of these Congressmen had never heard of "freedom for the uninsured" or a campaign against MediCare. Say what?

Such a statement is truly incredible the total bending of the Constitution in order to justify somehow the unjustifiable.

I have news for this Congressman also as one of those boomers, Medicare had more than its share of detractors for just such reason as are being brought forth in this new legislation.

There was absolutely no regulation included over the health care providers that were to be the recipients of those backdoor taxes insofar as provision of care. And in fact, there are more and more doctors now refusing to take new Medicare patients for just such reason, lots of paperwork and dictating actually also just what level of treatment is even covered, since alternative treatments which even may be cheaper or less invasive are not MediCare friendly, and most of those benefits get eaten up by the time all those numerous referrals are done simply to get a diagnosis on most elder care - and that would also appear to be behind this new legislation also.

MediCare is broken also, due to its restrictive nature on the types of treatments which are even available, some of whice are lower than those which MediCare does cover. Such as degenerative spinal disorders or other bone and joint problems which are frequently the case for older Americans, which can be treated outside surgical procedures.

Paring down in this legislation also MediCare benefits, forcing more and more of those upcoming boomer retirees to purchase additional insurance just to even have catastrophic health care from those supplemental providers seems to also be part of this disasterous feeding of Wall Street once again on the backs of the American people now for their very lives and health.

But to use the "race" card once again, is getting so, so old to many Americans. Especially connected to legislation such as this.

And also the untruthful statement with respect to those objecting, since it does seem that those who have a problem with this legislation in its current form, and see it for really what it actually is, cross all races and political philosphies.

And if being held accountable by your constituents, the American people no matter what the color, is similar to the walk to Selma, I guess that oath of office meant to hold accountable all civil servants just might not have been clearly understood.

All those free lunches aside mean you are not Joe Private Citizen any longer, but servants of the people, and the people are speaking loud and clear, and they are the ones doing the protesting this time for their very lives.

But FOX and these two Congressmen certainly know how to sensationalize, since this little incident became net news instanteously in attempts to place another sensationalized story and issue in order to shift the focus, once again, which seems to be also the MO on contentious debate and ratings generators for these media moguls who are also part and parcel of the ever increasing garbage coming out of Washington.

And as more than a few Americans have asked, just wonder where both these Congressman can quote that the federal government has any authority whatsoever to give "privileges and immunities" to one segment of the population corporately over another, and mandate that Americans must buy a "product," which health insurance is since it is "commercial."

Very commercial, actually, and very lucrative for all the lawyers, lobbyists, legislators, and looters, such as AIG, where their true job and function is to be regulators of commercial corporate entities (national and global ones particularly, with the states to regulate those commercial corporations operating within strictly state borders under the separation of powers contained in that Constitution as also the intent of the founders for a republican government).

I mean, doesn't this simply mean that Congress is more like a marketing department for the health care industry and their profits, or Wall Street PR men, rather than representatives of the people and their representatives and employees increasingly rather than those living within their legislative districts, their true constituents?

I wonder if these two Congressmen hold any health care sector stocks?

Since it appears to me that this entire last six months has been a study in political spins, deflections and distractions by both of those mainstream political parties - and if the vote goes as has been the case historically with the Cap & Trade, and other unconstitutional legislation, I just wonder who is drawing the short straws this time, and just bet a great deal of these backroom negotiations has to do with bargaining between the Congressional members insofar as just who is, and who is not, going to take the fall come next election, and who has the most credibility to weather the storms to come (such as Mr. Stupak's posturing on the abortion nonissue for the folks back home, since federally funded abortions have been the standard throughout the country since Planned Parenthood went into the abortion business along with its family planning birth control education for lower income Americans and young families as far back as the early 80's).

And what is really incredible is that this vote would be taken on a Sunday to begin with. A day that actually is a holiday for even legislators, and appears that in so doing once again Washington is asserting its sovereignty over the entire foundation of this country's government.

The Creator mentioned and recognized by those founders as the giver of those "unalienable rights," and not government, political parties, or erstwhile rogue Congressmen and women.

http://www.foxnews.com/politics/2010/03/20/health-care-protesters-hurl-verbal-epithets-african-american-lawmakers/

Tis the Season: Beware of Parking Lot Predators

With the holiday season upon us with everyone rushing to and fro from one retail outlet to another, and especially with the insurance focus of this latest disaster of a bill feeding the health care industry and lobbyists (mostly lawyers) once again due to the length of the bill, and actually no real accountability measures in it for those supposed "regulatory" measures included in it, maybe some reminders of what "mandatory" insurance has wrecked (pun intended) since it was enacted also over heavy objections of the public years ago in creating a "job stimulus" for lawyers.

Recently, someone related a story to me of an incident that happened to them regarding a rear end collusion, and I had a similar situation occur to me also.

Apparently, what is going on is that there are many "employees" of the scores of personal injury lawyers in this country who set up victims of parking lot mishaps (on private property), and then use the "hit and run" laws in order to then make claims on the "victims" of their scams through their employer lawyers for accident claims - especially during the holiday season when so many are pre-occupied.

As one who worked in the legal profession, I do know that most insurance companies will not litigate claims such as these due to the expense involved and time and staff constraints, and usually will offer a settlement on the accident as a "nuisance" claim, no matter how many prior accidents the claimed "victim" has been involved in even in one year with almost identical circumstances prior to that time.

Now this does happen to the best of drivers really a great deal due to our hurried lifestyles now, and also especially during the holidays (and especially due to the many distractions now of cell phones, kids, the shear number of errands most of us run now in the course of a week, etc).

These are a little different though as most occur in retail parking lots with an abundance of cars anyway, and the claim goes on the record of the stooge, and their insurance then goes up, creating additional profits then for the insurance company for the next three years. Times that times the amount of accidents, and that is quite a profit for both the disreputable personal injury lawyers, their "employees," and also the insurance company - all at the true victims expense.

Usually picking an older vehicle maybe with a few dings on it to begin with, in order to bulk up their "case,"

And since so many are distracted and in a hurry now, few or absolutely no witnesses to what actually occurred.

So as a safety and budgetary precaution from two such victims (and this occurs much more in large or midsize metro areas), look twice before you back out in this holiday rush these last two days.

Because the next "victim" of one of the "job stimuluses" created by the mandatory insurance laws could be you.

Most insurance industry experts will tell you that accidents such as these go up during the holidays. In fact, due to distraction and rushing, this week is by far the greatest job stimulus for the health care and insurance industries - which is maybe why those "economic" forecasts are up for this upcoming quarter also.

And have those laws truly reduced the amount of local expenditures needed for judges, juries and the like?

Absolutely not, because at least with jury trials on those property damage claims, even for minor damages, formerly in small claims courts the costs were low, and then appeals for the major accidents or bodily injury claims were also reduced since no judge can re-examine any fact matter placed before a jury.

Interestingly enough also, these same personal injury lawyers in quite a few states now are allowed and do also own several "corporate" chiropractic clinics then, where they send their "clients" and then inflate those bills also which are billed for those claims from their "employee" doctors.

Or use their employee doctors then as expert witnesses then on personal injury cases at lowered rates without that "fact matter" being placed before juries - that many of those experts are actually employees of the lawyers involved in some of these cases now and not "independent" medical witnesses at all as also had been the case year ago in selection of experts for personal injury civil trials.

And due to most court rules in most states throughout the country, those predatory lawyers and their employees also know (as does the insurance industry lawyer also) that in any court proceeding, serial fender bender histories over the course of even a year with paid out damage awards granted and determined by the insurers, not by juries, are not allowed to be used as an evidence against these individuals.

Of course, the "stooge's" lawyers then can bring in their witnesses for rebuttal, but of course then the costs of those claims go up for that stooge and his insurance company, while the costs of the employee client's doctors are really no skin off the noses of those disreputable personal injury lawyers at all, as also actual employees of the "corporate" lawyers due to their practices true "ownership."

I suffered an injury upon a move up north, and had a flare up of the injury and went to seek a chiropractor in order to treat it, and was denied treatment at one of such clinics since I hadn't been referred to it by one of their "partner" personal injury lawyers, and did not treat the public, but only upon those referrals.

So this is also why your auto insurance rates are off the charts, and the same obviously will occur with a 2,000 page bill full of legalese, with no "teeth" on the industries whatsoever in accountability - while the IRS is busy collecting those fines on the small business owners, those denied insurance and self-employed mainly for which this bill does absolutely nothing to address in any truly accountable fashion.

Of course, actually this is a mere drop in the bucket really for the insurers after all, although no less of a "crime" and why there are more insurance lawyers also now than all of the European nations combined - just look at how many and how expensive all those lobbyists were for this new health care deform, and the campaigning that went on - and all with your premium dollars.

Using your dollars then in order to lobby for legislation to get even more is what is occurring, and selling their policies now not through marketing but through legislation in addition to lobbying to also reduce their risks and losses at both the state and federal levels such as the now "criminal" victimless low level DUIs at the level they are at this point in time - cough medicine or a puff on an inhaler will brand you as "under the influence."

What a racket.

So when Obama uses the mandatory insurance laws (which actually are not at all similar in any respect to this travesty of health care legislation and its "mandatory" unconstitutional also focus on the citizens, rather than the industry), just think now at 2,000 pages how bogged up our courts will become once again - and how this will in the end raise, not lower, both the taxes, and personal expenses and budgets of all Americans.

And quite possibly, create another job stimulus for the criminal element.