From all reports in the mainstream media again this week, it appears that Washington's priorities are once again something that needs immediate attention and review.
Instead of televising Obama's speech at the UN General Assembly once again heralding the U.S.'s unconditional support for Israel during the debate over Palestine's bid for statehood, with the new jobless and foreclosure figures in perhaps domestic concerns might take a front seat, rather than back seat, to Israel and its national security concerns which have been ongoing, after all, since World War II...
I mean, as one who was alive during the '67 war over borders and boundaries, Israel has been in the news consistently ever since...as has the Middle East and our continued involvement there...
Also, all those debates and televised campaign stops could be delayed until oh, say, at least six months before the next election, rather than a year and a half....
It occurred to me as one who has been fundamentally affected by what is wrong in Washington once again this past week, that what may be needed is an emergency pow wow of the powers that be that addresses some needed changes to Form 1040 before next April 15th in light of the ever increasing jobless and homeless Americans.
Many of those affected who no longer have jobs or homes are now living with relatives, if they have family so far that have not been impacted to such an extent.
Many of those living with extended family are now dependent on them for a roof over their heads, or food on their plate (since, of course, even food stamps are not available to people unless it is based on "household" incomes, with even the minimal Social Security payments outside the maximums in income or assets which qualify many for the program.
I have had to take residence with my elderly parents during some months since leaving my home state of Arizona five years ago, when this economic tsunami/foreclosure mess started after having owned my own home for over twenty five years.
Or, rather, it actually owned me in the end.
Both have heart disease, one in advanced stages, are in their 80's and live on their minimal social security payments, and a small pension received for forty years of work in the non-profit sector primarily. Both are on special diets due to their heart disease, but they have had added expense feeding me also as another mouth to feed, although do attempt to do some of the things both of them are unable to do at their age, and with their health issues.
I am over the age of 25, needless to say, as are many young adults also in this situation due to the dearth of jobs in their fields (although some of those degrees given today are quite unbelieveable).
Perhaps what is needed is another dependency exemption without age limits?
Forget the sums that would be provided to help under unemployment.
I was informed this week that my former employer in the State of Colorado and is licensed to do business there, whom I had worked for four months before being unilaterally "laid off" for all intents and purposes, had advised unemployment that I had, instead, "resigned." After almost eight weeks of receiving absolutely nothing while this was "pending investigation." I'm wondering if those jobless figures based on the Unemployment Claims filing have any truth to them at all, if this is what is occurring to many who have filed for their "temporary assistance."
As one who formerly worked in employment and labor law, this was no "resignation" under any true definition of the word, but an "enforced separation."
This was an employer that has been in the local newspapers in the community in which I formerly was residing for failing to pay its employees consisently week after week, and who also was giving employees unpaid time off when their call volume was down.
There were only five individuals left in my training class of 80 when they finally got to me, of course, after I questioned laying off 350 people after hiring 600 only three months prior.
I guess it was that question that sealed my eventual fate. And I suppose an employer who is having trouble meeting its payroll, is going to use every excuse imaginable in order to skirt around having to shell out for that even lesser unemployment amount...and this was a center that had a contract for a major national cell phone carrier, at that.
Try telling your landlord that you can't make the rent payment, because your employer was having several slow days that week.
I mean, if those in Washington are actually working at this point, rather than two-thirds of them attending fund raising events, and making campaign speeches, or are hard at work rewriting that tax code so that at least the instruction manual for completing a 1040 doesn't weigh more than a pound or two, rather than the ten to fifteen it does now, maybe this little problem has already been taken into account in some of those backroom meetings - what to do about those now jobless dependents?
I hope I hear something on CNN or Fox about it soon...because my elderly parents could certainly use a tax break so that at least they don't have to pay more taxes on that Social Security they had been receiving...
Which also looks as if it too is going to be reduced, for again "budgetary reasons."
While the war, of course, continues...and the insourcing and outsourcing for the "global good."
Showing posts with label unemployment. Show all posts
Showing posts with label unemployment. Show all posts
Wednesday, September 28, 2011
Friday, September 2, 2011
No New Jobs In August: How Many Were Lost?
As a baby boomer who has been seeking employment for the better part of six months currently, after working several months for a call center for a major cell phone carrier and then being subsequently "laid off" from there, I found the current jobs report again missed the mark on just what is occurring in the job market as a whole.
I have worked most of my adolescent and adult life in various industries and professions.
My first jobs were "starter" positions.
The first while in high school after my father's 1970's layoff was working for a major hamburger chain based out of Texas running their sales figures daily and crunching numbers.
The second after graduation was working for a "Million Dollar Roundtable" whole life insurance agent whose clientele consisted of many professional basketball players and consisted of doing all his clerical work, running his car to the car wash and picking up his laundry when needed, and combing the obituaries in order to obtain information on the recently deceased's widows in order to then cold call to sell them on whole life policies for my employer.
It lasted about six months until I could not stomach the invasion of their privacy and grief to continue making those calls.
I then worked for a bank again crunching numbers, and then for a major credit card company typing letters eight hours a day to cardholders, and eventually working for one of the Directors of their Western Regional Operating Center.
A company whose credit cards were and are a status symbol of sorts for the wealthier Americans.
Consequently, I have no problem even with my illustrious resume of positions I have held since that time (a corporate paralegal, and after a divorce a travel consultant) with doing what is now considered "menial work."
In fact, I recently worked for one of those dreaded "call centers" for a time, making not a whole lot of money in order to simply pay for my weekly rental room, and gas.
I've submitted at this point dozens and dozens of applications (an hour each to complete), and signed up at one of the local employment agencies in the area.
I've gone on interviews for movie theatre positions for minimum wage, and a government contractor and another call center for "technical" support where I was made to complete a IQ test for a position that simply required me to contact subcontractor technical support representatives to repair computers for governmental agencies and others from a list of "approved" vendors.
What the IQ test had to do with that one, I guess I'll never know since I must not have passed since that position was filled with another that suited the position a little better, or whose IQ test I assume was higher than mine.
I've even meet with the small business counselors in the area for an idea I have had for many years due to the declining health and hospitalizations of both of my elderly parents, but alas, was informed there simply is no money for new start ups in this piss poor economy.
The job situation has not improved except for the tech industries, and medical support positions I was also informed.
Or computer programmers (although I did have and maintained my own website based small retail business for over three years), but am not an "expert" in computer troubleshooting or programming.
I did get a solicitation recently from AARP to sign up for their resume classes through an online tutor at no cost, whose offices were in Washington.
Since tax credits are being given to employers who focus their efforts on hiring the returning military, Latinos, and those under 40, I just wonder why AARP is not fighting for the boomers and the discriminatory practices against generational Americans, or the under 65 or 70 crowd, which are being facilitated by Washington's apparent existing "jobs" agenda, rather than sending solicitation letters.
I hope during the summer break, those in Washington spent some of that time visiting the local job center offices.
To enlighten them as to just why those August job figures were so dismal.
And why the American economy IS NOT rebounding with this progressive depression.
I have worked most of my adolescent and adult life in various industries and professions.
My first jobs were "starter" positions.
The first while in high school after my father's 1970's layoff was working for a major hamburger chain based out of Texas running their sales figures daily and crunching numbers.
The second after graduation was working for a "Million Dollar Roundtable" whole life insurance agent whose clientele consisted of many professional basketball players and consisted of doing all his clerical work, running his car to the car wash and picking up his laundry when needed, and combing the obituaries in order to obtain information on the recently deceased's widows in order to then cold call to sell them on whole life policies for my employer.
It lasted about six months until I could not stomach the invasion of their privacy and grief to continue making those calls.
I then worked for a bank again crunching numbers, and then for a major credit card company typing letters eight hours a day to cardholders, and eventually working for one of the Directors of their Western Regional Operating Center.
A company whose credit cards were and are a status symbol of sorts for the wealthier Americans.
Consequently, I have no problem even with my illustrious resume of positions I have held since that time (a corporate paralegal, and after a divorce a travel consultant) with doing what is now considered "menial work."
In fact, I recently worked for one of those dreaded "call centers" for a time, making not a whole lot of money in order to simply pay for my weekly rental room, and gas.
I've submitted at this point dozens and dozens of applications (an hour each to complete), and signed up at one of the local employment agencies in the area.
I've gone on interviews for movie theatre positions for minimum wage, and a government contractor and another call center for "technical" support where I was made to complete a IQ test for a position that simply required me to contact subcontractor technical support representatives to repair computers for governmental agencies and others from a list of "approved" vendors.
What the IQ test had to do with that one, I guess I'll never know since I must not have passed since that position was filled with another that suited the position a little better, or whose IQ test I assume was higher than mine.
I've even meet with the small business counselors in the area for an idea I have had for many years due to the declining health and hospitalizations of both of my elderly parents, but alas, was informed there simply is no money for new start ups in this piss poor economy.
The job situation has not improved except for the tech industries, and medical support positions I was also informed.
Or computer programmers (although I did have and maintained my own website based small retail business for over three years), but am not an "expert" in computer troubleshooting or programming.
I did get a solicitation recently from AARP to sign up for their resume classes through an online tutor at no cost, whose offices were in Washington.
Since tax credits are being given to employers who focus their efforts on hiring the returning military, Latinos, and those under 40, I just wonder why AARP is not fighting for the boomers and the discriminatory practices against generational Americans, or the under 65 or 70 crowd, which are being facilitated by Washington's apparent existing "jobs" agenda, rather than sending solicitation letters.
I hope during the summer break, those in Washington spent some of that time visiting the local job center offices.
To enlighten them as to just why those August job figures were so dismal.
And why the American economy IS NOT rebounding with this progressive depression.
Saturday, April 23, 2011
Federal Taxpayer Monies Go To Study The Unemployed
As one who has been seeking employment in several fields for many months as are literally thousands of other Americans, especially the empty nesters now in the boomer generation, last week while visiting the local job force center I was amazed to see just where some of those stimulus monies are now going.
Posted throughout the center were advertisements from a local college requesting the jobless to be interviewed or videotaped in order to "tell their story" about their quests to seek work in this depressive U.S. economy by both the unemployed and underemployed.
The work force center, of course, was packed and every single computer was taken, even those in the overflow rooms.
Seminars on resume writing, computer skills and training, and even mock interviewing are also provided by the local communities through federal grants aimed at "getting Americans back to work." Putting many people to work or providing jobs aimed at both studying and assisting the jobless. Of course, many are jobless due to the fact that most of those jobs are taken by former state workers and teachers who are already collecting pensions or retirement from their former governmental positions, or students who go unpaid but are getting their credit hours at the unemployed's expense.
Connections with also local social services agencies or taxpayer funded special interest groups receiving federal grants aimed at assisting the jobless are also provided, along with classroom space and time.
Most of these centers also contain individuals who "market" to the unemployed, as if they had the monies to even pay for their services, rather than their rent or utilities with what little savings they have left, or their unemployment.
A changed job market (with online applications which take over an hour each to complete using "keywords" that will set your resume apart from the pack) and fewer and fewer jobs due to the tech focuses of many industries which have outsourced or computerized all those former jobs resulting in fewer middle income positions is this boomer's opinion.
With the majority of those jobs paying less than $11.00 per hour, especially those call center jobs which are nothing more than mills due to the focus on gaining those training dollars and meeting conflicting performance matrixes, rather than employee development and retention just might also be at work here. I mean most of those large cell phone companies and insurers and financial concerns which have seen better days did grab at those billions in stimulus monies, and of course big brother never gives without having at least some strings attached. Most are "temp" jobs actually due to the actual working conditions and performance standards which must be met in order for those employees to "earn back" some of their taxpayer dollars since, of course, most of those businesses would like to keep as much of those stimulus monies for corporate profits rather than providing new jobs as they can.
Recently, I saw a job posted by a local real estate company asking for an administrative assistant (with graphic design skills). The individual would be responsible for handling creating all the flyers and brochures on a weekly and monthly basis for all the agents in several publications which were used by the company each week/month to stimulate their sales, tracking the agents sales and listings, handling any and all secretarial/administrative tasks assigned and creating and maintaining spreadsheets and reports for the company.
It was represented as a part-time position of 30 hours per week paying $11.00 per hour, which "might" go to full time in a few months as "anticipated" sales increased.
A local bank just announced that it will now be charging its customers for using their ATM cards to check their balances, rather than using the internet and raising its minimum balances for free checking and upping its monthly fees for accounts under those minimums by about 40%. About the same amount Americans now face in raising gas prices throughout the nation, post Deepwater and the greed of the global oil industry during both this war, and after that disaster.
Bet those observations don't make the final cut.
Posted throughout the center were advertisements from a local college requesting the jobless to be interviewed or videotaped in order to "tell their story" about their quests to seek work in this depressive U.S. economy by both the unemployed and underemployed.
The work force center, of course, was packed and every single computer was taken, even those in the overflow rooms.
Seminars on resume writing, computer skills and training, and even mock interviewing are also provided by the local communities through federal grants aimed at "getting Americans back to work." Putting many people to work or providing jobs aimed at both studying and assisting the jobless. Of course, many are jobless due to the fact that most of those jobs are taken by former state workers and teachers who are already collecting pensions or retirement from their former governmental positions, or students who go unpaid but are getting their credit hours at the unemployed's expense.
Connections with also local social services agencies or taxpayer funded special interest groups receiving federal grants aimed at assisting the jobless are also provided, along with classroom space and time.
Most of these centers also contain individuals who "market" to the unemployed, as if they had the monies to even pay for their services, rather than their rent or utilities with what little savings they have left, or their unemployment.
A changed job market (with online applications which take over an hour each to complete using "keywords" that will set your resume apart from the pack) and fewer and fewer jobs due to the tech focuses of many industries which have outsourced or computerized all those former jobs resulting in fewer middle income positions is this boomer's opinion.
With the majority of those jobs paying less than $11.00 per hour, especially those call center jobs which are nothing more than mills due to the focus on gaining those training dollars and meeting conflicting performance matrixes, rather than employee development and retention just might also be at work here. I mean most of those large cell phone companies and insurers and financial concerns which have seen better days did grab at those billions in stimulus monies, and of course big brother never gives without having at least some strings attached. Most are "temp" jobs actually due to the actual working conditions and performance standards which must be met in order for those employees to "earn back" some of their taxpayer dollars since, of course, most of those businesses would like to keep as much of those stimulus monies for corporate profits rather than providing new jobs as they can.
Recently, I saw a job posted by a local real estate company asking for an administrative assistant (with graphic design skills). The individual would be responsible for handling creating all the flyers and brochures on a weekly and monthly basis for all the agents in several publications which were used by the company each week/month to stimulate their sales, tracking the agents sales and listings, handling any and all secretarial/administrative tasks assigned and creating and maintaining spreadsheets and reports for the company.
It was represented as a part-time position of 30 hours per week paying $11.00 per hour, which "might" go to full time in a few months as "anticipated" sales increased.
A local bank just announced that it will now be charging its customers for using their ATM cards to check their balances, rather than using the internet and raising its minimum balances for free checking and upping its monthly fees for accounts under those minimums by about 40%. About the same amount Americans now face in raising gas prices throughout the nation, post Deepwater and the greed of the global oil industry during both this war, and after that disaster.
Bet those observations don't make the final cut.
Wednesday, October 20, 2010
The New America: Socializing The Workforce
As an American who due to piggy-back financial reversals which have occurred during this U.S. economic tsunami (and even really before due to progressive legislation that has occurred at both the federal and state levels in the past 10-20 years), has been attempting for literally months to re-enter the job market to put my life back together in later middle age, the changes which have occurred in even the job search process have been an eye opening experience for this boomer.
I had been a semi-retired single mom who had started a small business with my savings mostly from a lifetime of working in the legal profession, and then travel and hospitality fields. I have been involved in at least three "start-ups" of small or family owned businesses personally (in the corporate law field, my ex-spouses new professional practice, and my own website-based retail business) during my working career.
But even having worked in the employment and corporate law fields, and I guess especially so, I have been literally taken aback by the process that is now utilized by most of the major employers and industries in all sectors of commerce at this point.
It isn't a jungle out there anymore and you really aren't competing with the user at the computer station next to you for that open position.
It's a network.
Hour long (and longer) internet employment applications, follow-up questionnaires, disclosure forms for drug, credit and background checks, "big brother" affirmative action forms requesting information on race, ethnicity, veterans status - yada, yada, yada.
No matter what is represented, HAL from 2000: A Space Odyssey is doing the hiring, that much is clear.
From checking your credit scores, investigating your personal history for those background checks through unregulated Internet security firms for infractions and the like, to crunching your resume into "key words" for filtering before it ever even gets to a human being, HAL is at the helm.
And some of the questions!
Here are a few, for those who have not gone through the "New Age" application process:
1. What percentage of politicians do you think are dishonest? (multiple choice: retailer)
2. If you were offered a position by another company at a greater salary, would you accept? (multiple choice: retailer)
3. How often do you use the Internet? (Survey after application and questionnaire, voluntary but would be appreciated)
4. How many rings before answering do you feel are a demonstration of good customer service ( multiple choice: secretarial position)
5. Have you EVER pled guilty or even no contest to a misdemeanor or felony offense (not even been convicted anymore?) (All applications)
6. Have you ever had a bad day (multiple choice: all)
You most likely will never know why you weren't hired, but it just might be that traffic ticket from three or four years ago or unpaid parking fine. Or an identity theft that has messed with your credit score, or losing a home, being unemployed itself and thus late with your bills just might prevent you from being able to secure employment to even attempt to rectify that situation in any respect at all.
Forget work experience. Only the past ten years or so matter in this "science based" hiring process. Even for those fast food restaurant jobs, or seasonal work positions.
As one who was employed for many years in the employment law field, experiencing this first hand at this stage of my life has truly been mindblowing.
It just may not be that there aren't enough jobs out there at all for the available workforce.
Maybe, there just aren't enough HALs that match HALs formula.
Seems maybe our discrimination laws have missed the mark in 21st Century America and may need updating.
I had been a semi-retired single mom who had started a small business with my savings mostly from a lifetime of working in the legal profession, and then travel and hospitality fields. I have been involved in at least three "start-ups" of small or family owned businesses personally (in the corporate law field, my ex-spouses new professional practice, and my own website-based retail business) during my working career.
But even having worked in the employment and corporate law fields, and I guess especially so, I have been literally taken aback by the process that is now utilized by most of the major employers and industries in all sectors of commerce at this point.
It isn't a jungle out there anymore and you really aren't competing with the user at the computer station next to you for that open position.
It's a network.
Hour long (and longer) internet employment applications, follow-up questionnaires, disclosure forms for drug, credit and background checks, "big brother" affirmative action forms requesting information on race, ethnicity, veterans status - yada, yada, yada.
No matter what is represented, HAL from 2000: A Space Odyssey is doing the hiring, that much is clear.
From checking your credit scores, investigating your personal history for those background checks through unregulated Internet security firms for infractions and the like, to crunching your resume into "key words" for filtering before it ever even gets to a human being, HAL is at the helm.
And some of the questions!
Here are a few, for those who have not gone through the "New Age" application process:
1. What percentage of politicians do you think are dishonest? (multiple choice: retailer)
2. If you were offered a position by another company at a greater salary, would you accept? (multiple choice: retailer)
3. How often do you use the Internet? (Survey after application and questionnaire, voluntary but would be appreciated)
4. How many rings before answering do you feel are a demonstration of good customer service ( multiple choice: secretarial position)
5. Have you EVER pled guilty or even no contest to a misdemeanor or felony offense (not even been convicted anymore?) (All applications)
6. Have you ever had a bad day (multiple choice: all)
You most likely will never know why you weren't hired, but it just might be that traffic ticket from three or four years ago or unpaid parking fine. Or an identity theft that has messed with your credit score, or losing a home, being unemployed itself and thus late with your bills just might prevent you from being able to secure employment to even attempt to rectify that situation in any respect at all.
Forget work experience. Only the past ten years or so matter in this "science based" hiring process. Even for those fast food restaurant jobs, or seasonal work positions.
As one who was employed for many years in the employment law field, experiencing this first hand at this stage of my life has truly been mindblowing.
It just may not be that there aren't enough jobs out there at all for the available workforce.
Maybe, there just aren't enough HALs that match HALs formula.
Seems maybe our discrimination laws have missed the mark in 21st Century America and may need updating.
Wednesday, October 13, 2010
A Personal Story: The Patriot Act, Unemployment And Political Harassment
In this post-911 world, and after passage of the Patriot Act, it has been amazing to this writer just how this Act of Congress is being used also by special interest groups and politicians in order to use as a means and weapon subliminally in order to facilitate their agendas against Average Americans who have been more and more addressing the two party system and also the continued Constitutional violations which have escalated since that time.
I was nothing more than a "retired" legal professional, and also mostly at home employed then "self employed" mother doing her best to raise three children post a divorce in the 90's in a city that I grew up in that was spinning out of control over the border situation, and explosive growth which had occurred through the past several decades - Phoenix, Arizona. Adolescence particularly was tough under those circumstances, especially given the area in which we resided post-divorce off a major metro thoroughfare not so very far from the north-south corridor and interstate throughout the State of Arizona.
An area particularly hard hit after the expansion of that interstate from Nogales to Flagstaff in the 1980s for "commercial" reasons.
My costs of ownership on a home I had purchased post-divorce were also spinning out of control, and escalating not merely by the decade, but by the year. And also progressive loss of any and all ownership rights I even had to the property due to special interest legislation that also escalated post my purchase.
I eventually lost the house, or any interest in retaining it since the writing was clearly on the wall and a legal action pretty much "took" my home from me in the end. I, of course, wished to spread my story so that at least some unaware Americans could be spared my fate, also from a historical perspective as one who had almost seen it all through four decades.
What has occurred since that time due to also progressive policies of Washington could be characterized as "subliminal" harassment through both my published articles, and also other means.
My credit rating after what occurred is not "prime," although throughout the first almost four decades of my life received offer after offer of increasing my credit limits, or taking out new credit cards due to the access those credit companies had to my credit scores in the 1970's, 1980's and early 1990's prior to my divorce. With children that had, through my spouse's and my joint income, during their most formative years come to a certain standard of living that I most certainly struggled to maintain post divorce.
And was mostly successful in downsizing quite a bit our housing, and other costs but of course those teen years were trying, and those expenses quite high with new drivers in a state where auto insurance rates for youth, especially, not to mention the general public had gone off the charts primarily also due to the open border situation, accident rates in a city which had quadrupled in size in less than two decades, and as a tourism spot for snowbirds.
I started writing the legislature about what had occurred, and also political matters which had adversely impacted the state, and low and behold started receiving speed dialed "collection" calls on a cell phone which continued even after I discontinued the original service, and started buying some of the cheaper "pay as you go" models due to my lower credit score after the litigation, and losses I had suffered in a business then also going under during that "abuse of process" action based on a small claims action that resulted in an over $17,000 attorney fee award - a great deal of the equity eventually of my home, along with the $16,000 realtors "fee" for handling the eventual transaction. And all those other "closing" costs.
When I say subliminal, here is what occurs.
You begin receiving "collection" calls daily from a lawyer's recorded message that indicate they are looking for someone else, and to call them in order to be removed from their lists after being instructed to "hang up" if you are not the party they are seeking. And usually these calls occur later in the evening. I've had at least three different entities at this point seeking three different individuals with their recorded messages contact me in such a manner during the past four years after leaving my former home state.
And usually right after I publish any article on some of the citizen journalism sites, my own blog or forward any of them to my former legislators.
Since, of course, these collection lawyers have carte blanche to access under that Patriot Act any citizens personal information or phone numbers even through those telecom companies, or their private "homeland security" trained investigators in the name of creditor rights.
And politicians also, who just might be a little peeved at having the public get any information at all on what is truly occurring in this American economic meltdown and national security fiasco from any source other than those which have been deemed "politically correct" which will publish the fiction.
Those credit scores and credit reports, and background checks are being used to politically target quite clearly those citizens who are not simply the "sheep" but were actually educated in American history and government at a time when the federal government had far less power over the state and local schools, and take exception more and more in what is going on in our courts, our schools, and our federal and state government which truly has led to where we are. And America's intended form of Constitutional government revered above all other countries. Not world government, but American government.
And it seems that although what I and many writers who have become more politically active disclose, although the truth and clearly more mainstream than those publishing the spins, the politicians and government leaders still don't get it.
The proof of what we speak is all around them in the fact that the housing market hasn't picked up, the war is costing this country and its future posterity their legacy, and this globalization in this global economy is bankrupting this country by the week, at this point.
Instead, they spend their time harassing the victims and attempting to marginalize them while this scenario gets worse and worse.
And it is quite clear to see, that a Harvard or Yale education clearly isn't worth the parchment anymore it is printed on, and Joe the Plumber (actor though he may be) has a better feel for the pulse of the American people than those serving at the state capitols, or on the Hill.
Fox, BBC Worldwide, and the British Barrister's Association, and Ivy League globalists have contributed to the American economic meltdown far more than those Tories of so long ago.
Plea bargained, even low level felony American citizen prisoners were just denied their voting rights?
Hello, Great Britain circa 1776. And I certainly am not the only one in this country that can now see the forest, for the trees.
I just hope with the next number, I can remember it.
I was nothing more than a "retired" legal professional, and also mostly at home employed then "self employed" mother doing her best to raise three children post a divorce in the 90's in a city that I grew up in that was spinning out of control over the border situation, and explosive growth which had occurred through the past several decades - Phoenix, Arizona. Adolescence particularly was tough under those circumstances, especially given the area in which we resided post-divorce off a major metro thoroughfare not so very far from the north-south corridor and interstate throughout the State of Arizona.
An area particularly hard hit after the expansion of that interstate from Nogales to Flagstaff in the 1980s for "commercial" reasons.
My costs of ownership on a home I had purchased post-divorce were also spinning out of control, and escalating not merely by the decade, but by the year. And also progressive loss of any and all ownership rights I even had to the property due to special interest legislation that also escalated post my purchase.
I eventually lost the house, or any interest in retaining it since the writing was clearly on the wall and a legal action pretty much "took" my home from me in the end. I, of course, wished to spread my story so that at least some unaware Americans could be spared my fate, also from a historical perspective as one who had almost seen it all through four decades.
What has occurred since that time due to also progressive policies of Washington could be characterized as "subliminal" harassment through both my published articles, and also other means.
My credit rating after what occurred is not "prime," although throughout the first almost four decades of my life received offer after offer of increasing my credit limits, or taking out new credit cards due to the access those credit companies had to my credit scores in the 1970's, 1980's and early 1990's prior to my divorce. With children that had, through my spouse's and my joint income, during their most formative years come to a certain standard of living that I most certainly struggled to maintain post divorce.
And was mostly successful in downsizing quite a bit our housing, and other costs but of course those teen years were trying, and those expenses quite high with new drivers in a state where auto insurance rates for youth, especially, not to mention the general public had gone off the charts primarily also due to the open border situation, accident rates in a city which had quadrupled in size in less than two decades, and as a tourism spot for snowbirds.
I started writing the legislature about what had occurred, and also political matters which had adversely impacted the state, and low and behold started receiving speed dialed "collection" calls on a cell phone which continued even after I discontinued the original service, and started buying some of the cheaper "pay as you go" models due to my lower credit score after the litigation, and losses I had suffered in a business then also going under during that "abuse of process" action based on a small claims action that resulted in an over $17,000 attorney fee award - a great deal of the equity eventually of my home, along with the $16,000 realtors "fee" for handling the eventual transaction. And all those other "closing" costs.
When I say subliminal, here is what occurs.
You begin receiving "collection" calls daily from a lawyer's recorded message that indicate they are looking for someone else, and to call them in order to be removed from their lists after being instructed to "hang up" if you are not the party they are seeking. And usually these calls occur later in the evening. I've had at least three different entities at this point seeking three different individuals with their recorded messages contact me in such a manner during the past four years after leaving my former home state.
And usually right after I publish any article on some of the citizen journalism sites, my own blog or forward any of them to my former legislators.
Since, of course, these collection lawyers have carte blanche to access under that Patriot Act any citizens personal information or phone numbers even through those telecom companies, or their private "homeland security" trained investigators in the name of creditor rights.
And politicians also, who just might be a little peeved at having the public get any information at all on what is truly occurring in this American economic meltdown and national security fiasco from any source other than those which have been deemed "politically correct" which will publish the fiction.
Those credit scores and credit reports, and background checks are being used to politically target quite clearly those citizens who are not simply the "sheep" but were actually educated in American history and government at a time when the federal government had far less power over the state and local schools, and take exception more and more in what is going on in our courts, our schools, and our federal and state government which truly has led to where we are. And America's intended form of Constitutional government revered above all other countries. Not world government, but American government.
And it seems that although what I and many writers who have become more politically active disclose, although the truth and clearly more mainstream than those publishing the spins, the politicians and government leaders still don't get it.
The proof of what we speak is all around them in the fact that the housing market hasn't picked up, the war is costing this country and its future posterity their legacy, and this globalization in this global economy is bankrupting this country by the week, at this point.
Instead, they spend their time harassing the victims and attempting to marginalize them while this scenario gets worse and worse.
And it is quite clear to see, that a Harvard or Yale education clearly isn't worth the parchment anymore it is printed on, and Joe the Plumber (actor though he may be) has a better feel for the pulse of the American people than those serving at the state capitols, or on the Hill.
Fox, BBC Worldwide, and the British Barrister's Association, and Ivy League globalists have contributed to the American economic meltdown far more than those Tories of so long ago.
Plea bargained, even low level felony American citizen prisoners were just denied their voting rights?
Hello, Great Britain circa 1776. And I certainly am not the only one in this country that can now see the forest, for the trees.
I just hope with the next number, I can remember it.
Friday, September 24, 2010
Job Hunting In The 21st Century
News from the front lines on the jobs situation and American economy in this 21st Century.
Things have really, really changed even absent the economic impact of what is occurring now throughout the U.S. in the job market.
As one who has held a job since she was a mere 15 years old in some form or another, even while raising three children, and as one who also has been attempting to rebuild after the mortgage and foreclosure mess in the Southwest, it doesn't seem there are a lack of jobs in certain industries, simply a lack of jobs for those either over-qualified, without "degrees," or ill suited for those which have been given the most "stimulus."
I began my working career as most teens do, working for a fast food chain in the Southwest.
I got the job through the business department of my local high school, and crunched sales reports daily for the various locations during the after school hours, and during the summers in addition worked in one of the restaurants during the busy lunch hours, and in the afternoons then made cold calls to businesses and homes in the areas offering tokens for discounts through their small local ad agency representatives.
It paid $1.60 per hour, and helped me save for my first car, a used Toyota.
I subsequently then went on to working for a "national" bank, a life insurance agent and agency, and then a credit card company before the age of 20. I was "playing the field" and also bulking up my resume in scope, or so I believed.
Today, that is "job hopping." Marketing yourself according to your experience and worth in different areas in order to expand your knowledge and experience is passé and not an attractive quality for those in the front offices of at least quite a few industries.
Although, now due to the exhaustive tests that are also given through employment agencies, it would appear that the costs for training new workers have even gone down due to the prescreening processes in many labor intensive and other industries. Fireman, for example, already go through exhaustive physical standards and training for their positions. Health care workers now are "graduates" of colleges of higher learning even in the nursing and support positions. I was a candy striper also in my youth, (serving meals, delivering flowers and running errands, making beds, and wheeling out patients as a volunteer, and that position no longer even exists in most hospitals today).
I married, and we moved in order for my spouse to pursue his degree with less than $1,000 and all our worldly possessions in a U-Haul, arriving in the Midwest just as Nixon gave his resignation speech on the White House lawn. We were lucky since it was August, and within the first two days found an apartment complex that catered to students without credit checks, and found a "reduced rent" apartment in a large complex run by the onsite owners. We even got a twelve month lease with free rent the last month, but as a one bedroom was $20 a month more than the apartment we had in the Southwest. At least utilities were paid.
I searched the want-ads daily then, and got an interview at a local law office.
Legal secretaries were actually the highest paid in the clerical field, and I had worked for an executive at American Express prior to the move being promoted from the typing pool (typing letters eight hours a day almost non-stop), and so was confident I was up to the job.
I was first interviewed by the Supervisor of the "section" seeking to fill the position, and then was asked to speak with the attorney for whom I would be working - one of the managing partners whose practice was in labor and employment law. At the ripe old age of 21.
We hit it off, as he also had family living in my former state (a son) and was impressed with my keyboarding most of all (typing tests were mandated for all new hires, the only test I was required to perform). He was a few years older than my own father, and was a mentor also and due to his busy, busy travel schedule, pretty much had the responsibility to be the "face" for our existing clients while he was traveling conducting seminars and advising local management personnel and owner/operators throughout the country.
The job lasted over six years, while my spouse obtained his undergraduate and graduate degree, and involved many, many extra hours over and above the call of duty and girl Friday duties in trips back and forth to the airport too, picking up mailed documents for filing and preparation also while he was on the road, but for which I was truly grateful as during that time I also became a new mother, and my "boss" was demanding, but fair and considerate, and even provided us with a car when ours was on the fritz one winter, and a month's bonus pay at Christmas every year.
In the corporate world then, the martini lunch was standard for most mid to upper level management, wining and dining potential new clients, and in office meetings of the lawyers on various client matters, and at one point during the start-up phase when my new "boss" left a 200 attorney practice to set out on his own with several others from our former firm, I even performed receptionist duties for those visiting the office, and prepared all the month billings and statements for our client load.
Flash forward to 2010.
I have been hitting the local unemployment offices and resource centers and they are packed to the gills.
Computers lined up in one full room for those seeking job listings and any assistance that might be needed with resume writing (I didn't even have a resume for my early positions, simply filled out the standard two page front and back application).
Computer literacy is not simply a plus, but a necessity even in seeking a job.
Online applications are now preferred for even minimum wage jobs, and take a good 45 minutes to an hour to complete with all the questions that are included, and waivers included as part of the application process for requested testing over and above those tests which might be needed for the particular position applied for, and "background checks."
Many involve lengthy questionnaires even.
One recent one I filled out for a large big box company included a question that asked: "How many politicians today do you feel are dishonest?" and another that asked "Have you ever had a 'bad day?'
Occasional grumpy people, apparently, need not apply. Or those who might have reservations about at least a few of our political leaders, and given those polls it would seem that just might knock out about 70% at this point that might believe at least a good percentage of them just might be in political office for all the wrong reasons.
And if you are an experienced, or "older" worker, don't include anything that isn't part of your employment history prior to 2000.
The last ten years is all that matters, not the experience you gained from the varied positions I myself have held throughout my lifetime at this point.
Traffic tickets or other missteps with the law, even if you have "paid the price and done your time," or pled "no contest" in order to either not lose work time, or incur even added expenses for bench trials, not jury trials, or cannot afford a lawyer for many of these lower level offenses with hefty fines and penalties on more and more civil and criminal offenses, also are requested to be disclosed, except in about three states.
Which does tend to favor a younger workforce and population, since the question is preceded with "ever" meaning throughout your life, and of course the odds would go up the longer you live that at some point you have had a run-in with the law over something or other, since even the number of laws which have been passed progressively have increased in leaps and bounds.
Some even contradicting previously passed legislation, or placing citizens in a "damned if you do, damned if you don't" position with respect to especially those low level DUI laws and blockades nation-wide based again on "science based" fallable technology, and evidentiary standards that are now at the point where you need a degree in science in order to even argue a speeding ticket anymore, since those are becoming more and more based on evidence that is not "witnessed" but "recorded," like those sports playbacks, although only from a single "fixed" angle, and in which the worlds "reasonable and prudent" means at times even driving the maximum speed on a snowy day won't result in a "speeding" ticket, but driving 11 miles over the speed limit on an abandoned highway in favorable, mild weather can.
The job search itself is now almost a full time job for many, and few that can meet some of those benchmarks.
Credit reports are also used routinely for almost any position, and if you are seeking work in this economy due to having also been impacted in a big way in either losing a home, or prior job, or need to get back into the workforce after an absence due to rising costs of living and expenses, those scores can mean you are dead in the water without the money to hire a lawyer even to assist with getting those reports to reflect the circumstances behind the debt, other than that one line explanation that really doesn't affect those ballpark scores at all.
And even one such as myself, who actually paid off all my credit card debt five years ago after an identity theft and during a refinance on a home, the fact that you have no debt or haven't had any in a number of years due to satisfying all your creditors through those highly advertised "home equity" loan programs also counts against you when it comes to attempting to re-establish or obtain any credit after more than a five year "debt free." You haven't had credit, so there are now brownie points, is how it now works, and most of those larger businesses pay the lower price for the "score" rather than the full reports, since drawing the full reports has also affected applicants, since pulling the reports themselves can also count against you in the number of reports pulled.
I went to a local job fair recently. I was seeking work in prior fields in which I had experience in the private sector.
The tables that were manned consisted of mostly universities seeking students for their educational programs and their grants tied in to the number of students they could encourage to go back to school and get re-educated, banking and finance companies seeking BAs in business or finance for some of those credit companies, hospitals and health care clinics seeking medical staff and personnel due to the new healthcare legislation (which definitely was a boom for their industry at the cost of the public and even the older generation who have paid local and state property taxes for many of the community hospitals that were built in the 60's, 70's, 80's and 90's, and with now almost a hospital or health care clinic on every corner), a Mary Kay representative, a local television station "sponsor" with its fall lineup, and the local police force since there is a great deal of former military that are being recruited for local and state police forces throughout the nation (who are also demand for the government contractors for the infrastructure repair and jobs in the last federal jobs bill after working on rebuilding Iraq, in addition to many of the illegals in the West, Midwest and Southwest it seems).
It did appear that the job seekers were being mostly marketed to, in point of fact, by many there rather than those seriously seeking workers.
Keywords are stressed the most on those resumes and applications, and terms like those who "think outside the box" or are innovative, creative type individuals are now passé. Multi-tasking also seems to be out of vogue. The ability to "stay on task" is the 21st Century ideal. Some at the educational booths indicated that the largest hiring source now appears to be more and more "tech" jobs in the public sector, not private.
There are also new questions with respect to race, national origin, ethnicity, and disability, including whether or not you are collecting under any programs providing any benefits under state or federal programs, although some of those questions are merely asked to be provided voluntarily, although there isn't much room for explanations on some of those questions in order to further clarify anything other than the multiple choice answers.
Hiring definitely has also now become a "science," and it may be "science" once again that is preventing many of those workers who are truly qualified, and who need the work in all age brackets from finding it. Or a past due parking ticket, maybe. These "screenings" do seem to be geared toward also ferreting out those individuals whose dog may have eaten the parking ticket five years ago without "warrants," in these shared job resource pools from state to state in updating the movements of many now who are having to go from state to state at this point in order to get even interviewed or hired.
Migrant workers are not simply agricultural workers anymore.
And there are now even overlapping agencies that have taken up residence in many of the spaces at local malls formerly held by retailers that are not like to old jobs centers and boards with posted announcements and such, but provide resume writing classes, "test" interviews, and even clothing and fashion advice.
There seems to be a booming economy now, in another new industry.
Counseling and coaching the unemployed in order to recast them into "job material."
I wonder what Edison, Franklin, Grandma Moses, the Wright Brothers, or Albert Schweitzer would think?
Things have really, really changed even absent the economic impact of what is occurring now throughout the U.S. in the job market.
As one who has held a job since she was a mere 15 years old in some form or another, even while raising three children, and as one who also has been attempting to rebuild after the mortgage and foreclosure mess in the Southwest, it doesn't seem there are a lack of jobs in certain industries, simply a lack of jobs for those either over-qualified, without "degrees," or ill suited for those which have been given the most "stimulus."
I began my working career as most teens do, working for a fast food chain in the Southwest.
I got the job through the business department of my local high school, and crunched sales reports daily for the various locations during the after school hours, and during the summers in addition worked in one of the restaurants during the busy lunch hours, and in the afternoons then made cold calls to businesses and homes in the areas offering tokens for discounts through their small local ad agency representatives.
It paid $1.60 per hour, and helped me save for my first car, a used Toyota.
I subsequently then went on to working for a "national" bank, a life insurance agent and agency, and then a credit card company before the age of 20. I was "playing the field" and also bulking up my resume in scope, or so I believed.
Today, that is "job hopping." Marketing yourself according to your experience and worth in different areas in order to expand your knowledge and experience is passé and not an attractive quality for those in the front offices of at least quite a few industries.
Although, now due to the exhaustive tests that are also given through employment agencies, it would appear that the costs for training new workers have even gone down due to the prescreening processes in many labor intensive and other industries. Fireman, for example, already go through exhaustive physical standards and training for their positions. Health care workers now are "graduates" of colleges of higher learning even in the nursing and support positions. I was a candy striper also in my youth, (serving meals, delivering flowers and running errands, making beds, and wheeling out patients as a volunteer, and that position no longer even exists in most hospitals today).
I married, and we moved in order for my spouse to pursue his degree with less than $1,000 and all our worldly possessions in a U-Haul, arriving in the Midwest just as Nixon gave his resignation speech on the White House lawn. We were lucky since it was August, and within the first two days found an apartment complex that catered to students without credit checks, and found a "reduced rent" apartment in a large complex run by the onsite owners. We even got a twelve month lease with free rent the last month, but as a one bedroom was $20 a month more than the apartment we had in the Southwest. At least utilities were paid.
I searched the want-ads daily then, and got an interview at a local law office.
Legal secretaries were actually the highest paid in the clerical field, and I had worked for an executive at American Express prior to the move being promoted from the typing pool (typing letters eight hours a day almost non-stop), and so was confident I was up to the job.
I was first interviewed by the Supervisor of the "section" seeking to fill the position, and then was asked to speak with the attorney for whom I would be working - one of the managing partners whose practice was in labor and employment law. At the ripe old age of 21.
We hit it off, as he also had family living in my former state (a son) and was impressed with my keyboarding most of all (typing tests were mandated for all new hires, the only test I was required to perform). He was a few years older than my own father, and was a mentor also and due to his busy, busy travel schedule, pretty much had the responsibility to be the "face" for our existing clients while he was traveling conducting seminars and advising local management personnel and owner/operators throughout the country.
The job lasted over six years, while my spouse obtained his undergraduate and graduate degree, and involved many, many extra hours over and above the call of duty and girl Friday duties in trips back and forth to the airport too, picking up mailed documents for filing and preparation also while he was on the road, but for which I was truly grateful as during that time I also became a new mother, and my "boss" was demanding, but fair and considerate, and even provided us with a car when ours was on the fritz one winter, and a month's bonus pay at Christmas every year.
In the corporate world then, the martini lunch was standard for most mid to upper level management, wining and dining potential new clients, and in office meetings of the lawyers on various client matters, and at one point during the start-up phase when my new "boss" left a 200 attorney practice to set out on his own with several others from our former firm, I even performed receptionist duties for those visiting the office, and prepared all the month billings and statements for our client load.
Flash forward to 2010.
I have been hitting the local unemployment offices and resource centers and they are packed to the gills.
Computers lined up in one full room for those seeking job listings and any assistance that might be needed with resume writing (I didn't even have a resume for my early positions, simply filled out the standard two page front and back application).
Computer literacy is not simply a plus, but a necessity even in seeking a job.
Online applications are now preferred for even minimum wage jobs, and take a good 45 minutes to an hour to complete with all the questions that are included, and waivers included as part of the application process for requested testing over and above those tests which might be needed for the particular position applied for, and "background checks."
Many involve lengthy questionnaires even.
One recent one I filled out for a large big box company included a question that asked: "How many politicians today do you feel are dishonest?" and another that asked "Have you ever had a 'bad day?'
Occasional grumpy people, apparently, need not apply. Or those who might have reservations about at least a few of our political leaders, and given those polls it would seem that just might knock out about 70% at this point that might believe at least a good percentage of them just might be in political office for all the wrong reasons.
And if you are an experienced, or "older" worker, don't include anything that isn't part of your employment history prior to 2000.
The last ten years is all that matters, not the experience you gained from the varied positions I myself have held throughout my lifetime at this point.
Traffic tickets or other missteps with the law, even if you have "paid the price and done your time," or pled "no contest" in order to either not lose work time, or incur even added expenses for bench trials, not jury trials, or cannot afford a lawyer for many of these lower level offenses with hefty fines and penalties on more and more civil and criminal offenses, also are requested to be disclosed, except in about three states.
Which does tend to favor a younger workforce and population, since the question is preceded with "ever" meaning throughout your life, and of course the odds would go up the longer you live that at some point you have had a run-in with the law over something or other, since even the number of laws which have been passed progressively have increased in leaps and bounds.
Some even contradicting previously passed legislation, or placing citizens in a "damned if you do, damned if you don't" position with respect to especially those low level DUI laws and blockades nation-wide based again on "science based" fallable technology, and evidentiary standards that are now at the point where you need a degree in science in order to even argue a speeding ticket anymore, since those are becoming more and more based on evidence that is not "witnessed" but "recorded," like those sports playbacks, although only from a single "fixed" angle, and in which the worlds "reasonable and prudent" means at times even driving the maximum speed on a snowy day won't result in a "speeding" ticket, but driving 11 miles over the speed limit on an abandoned highway in favorable, mild weather can.
The job search itself is now almost a full time job for many, and few that can meet some of those benchmarks.
Credit reports are also used routinely for almost any position, and if you are seeking work in this economy due to having also been impacted in a big way in either losing a home, or prior job, or need to get back into the workforce after an absence due to rising costs of living and expenses, those scores can mean you are dead in the water without the money to hire a lawyer even to assist with getting those reports to reflect the circumstances behind the debt, other than that one line explanation that really doesn't affect those ballpark scores at all.
And even one such as myself, who actually paid off all my credit card debt five years ago after an identity theft and during a refinance on a home, the fact that you have no debt or haven't had any in a number of years due to satisfying all your creditors through those highly advertised "home equity" loan programs also counts against you when it comes to attempting to re-establish or obtain any credit after more than a five year "debt free." You haven't had credit, so there are now brownie points, is how it now works, and most of those larger businesses pay the lower price for the "score" rather than the full reports, since drawing the full reports has also affected applicants, since pulling the reports themselves can also count against you in the number of reports pulled.
I went to a local job fair recently. I was seeking work in prior fields in which I had experience in the private sector.
The tables that were manned consisted of mostly universities seeking students for their educational programs and their grants tied in to the number of students they could encourage to go back to school and get re-educated, banking and finance companies seeking BAs in business or finance for some of those credit companies, hospitals and health care clinics seeking medical staff and personnel due to the new healthcare legislation (which definitely was a boom for their industry at the cost of the public and even the older generation who have paid local and state property taxes for many of the community hospitals that were built in the 60's, 70's, 80's and 90's, and with now almost a hospital or health care clinic on every corner), a Mary Kay representative, a local television station "sponsor" with its fall lineup, and the local police force since there is a great deal of former military that are being recruited for local and state police forces throughout the nation (who are also demand for the government contractors for the infrastructure repair and jobs in the last federal jobs bill after working on rebuilding Iraq, in addition to many of the illegals in the West, Midwest and Southwest it seems).
It did appear that the job seekers were being mostly marketed to, in point of fact, by many there rather than those seriously seeking workers.
Keywords are stressed the most on those resumes and applications, and terms like those who "think outside the box" or are innovative, creative type individuals are now passé. Multi-tasking also seems to be out of vogue. The ability to "stay on task" is the 21st Century ideal. Some at the educational booths indicated that the largest hiring source now appears to be more and more "tech" jobs in the public sector, not private.
There are also new questions with respect to race, national origin, ethnicity, and disability, including whether or not you are collecting under any programs providing any benefits under state or federal programs, although some of those questions are merely asked to be provided voluntarily, although there isn't much room for explanations on some of those questions in order to further clarify anything other than the multiple choice answers.
Hiring definitely has also now become a "science," and it may be "science" once again that is preventing many of those workers who are truly qualified, and who need the work in all age brackets from finding it. Or a past due parking ticket, maybe. These "screenings" do seem to be geared toward also ferreting out those individuals whose dog may have eaten the parking ticket five years ago without "warrants," in these shared job resource pools from state to state in updating the movements of many now who are having to go from state to state at this point in order to get even interviewed or hired.
Migrant workers are not simply agricultural workers anymore.
And there are now even overlapping agencies that have taken up residence in many of the spaces at local malls formerly held by retailers that are not like to old jobs centers and boards with posted announcements and such, but provide resume writing classes, "test" interviews, and even clothing and fashion advice.
There seems to be a booming economy now, in another new industry.
Counseling and coaching the unemployed in order to recast them into "job material."
I wonder what Edison, Franklin, Grandma Moses, the Wright Brothers, or Albert Schweitzer would think?
Thursday, July 22, 2010
Obama and Congress Throw Citizens A Bone
With the increasing joblessness and homelessness now increasing across the nation, and outrage of an increasingly dissatisfied electorate with both mainstream political parties and their agendas bypassing both Constitutional provision and restraint, Congress and the Obama Administration threw the American people another bone.
Unemployment benefits checks will be reinstituted.
And just how much is unemployment - about a third of most citizens former take-home pays, over another third less than their former paychecks even after withholding?
Although, of course, this does nothing for the small businesses that have gone under during this banker, Wall Street and political economic recession, or those homeowners who are still in danger of losing their homes due to the illegal loans which were sold in the West and Southwest primarily, since nothing has been done to address the causes of the foreclosure tsunami, just the symptoms.
Loans which have no fundamental basis in our Constitution, based on foreign currencies (the British LIBOR) which were sold to unsuspecting homeowners during the boom who were forced into refinances due to rising costs of ownership.
Especially in the border states which had also seen increases in insurance rates for both autos and homes go off the charts, and whose property taxes were tied into their home valuations.
The predatory lending practices of these banks have simply been promoted by this Administration, pushing Americans to refinance into these same "foreign" based loans, and now even kids for college tuition increases which also have gone off the charts.
Sallie Mae's funding is weighted toward also promoting these London banking index rate loans, and seems to be that this is why Mr. Obama has been on the "get re-educated" and "refinance" bandwagon - to trap the American people who thus far have not been affected and still have their homes, and now even our youth then also into these adjustable foreign based loans.
Seems the "change" which has occurred has been a "change" in the face behind the podium, but not at all the agenda.
Wall Street, the "global" economy and New York profits at the cost of the rest of the country and citzenry.
Since due to those excessive salaries of our "misrepresentatives," they seem to be the heaviest investors in this "global" economy which is being promoted at the cost of America's own.
Unemployment benefits checks will be reinstituted.
And just how much is unemployment - about a third of most citizens former take-home pays, over another third less than their former paychecks even after withholding?
Although, of course, this does nothing for the small businesses that have gone under during this banker, Wall Street and political economic recession, or those homeowners who are still in danger of losing their homes due to the illegal loans which were sold in the West and Southwest primarily, since nothing has been done to address the causes of the foreclosure tsunami, just the symptoms.
Loans which have no fundamental basis in our Constitution, based on foreign currencies (the British LIBOR) which were sold to unsuspecting homeowners during the boom who were forced into refinances due to rising costs of ownership.
Especially in the border states which had also seen increases in insurance rates for both autos and homes go off the charts, and whose property taxes were tied into their home valuations.
The predatory lending practices of these banks have simply been promoted by this Administration, pushing Americans to refinance into these same "foreign" based loans, and now even kids for college tuition increases which also have gone off the charts.
Sallie Mae's funding is weighted toward also promoting these London banking index rate loans, and seems to be that this is why Mr. Obama has been on the "get re-educated" and "refinance" bandwagon - to trap the American people who thus far have not been affected and still have their homes, and now even our youth then also into these adjustable foreign based loans.
Seems the "change" which has occurred has been a "change" in the face behind the podium, but not at all the agenda.
Wall Street, the "global" economy and New York profits at the cost of the rest of the country and citzenry.
Since due to those excessive salaries of our "misrepresentatives," they seem to be the heaviest investors in this "global" economy which is being promoted at the cost of America's own.
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